Since many insurance companies don’t offer the benefits what we would hope these days, it is scary when we are injured in a car accident. You may want to consider adding Med Pay to your car insurance policy in case of an automobile accident.
When you elect to have Medical coverage on your car insurance policy, this insures that you are covered for any medical or chiropractic treatments you may need after an accident. Med Pay will cover everyone’s medical bills who was in your vehicle at the time of the accident, regardless of who is at fault. Coverage can vary but normally it will allow for up to $1,000, $5,000 or &10,000. Also, if you or a family member are hurt in someone else’s car, your medical bills would be paid for if the driver of that vehicle doesn’t have any medical coverage for their vehicle.
Insurance companies and agents do not always offer medical payment coverage unless you ask for it. The reason why is because it is a better deal for you than it is for them. For example, if you have $1,000 worth of MedPay added to your car insurance it would only cost you $20.00 more per year.